We are authorised and regulated by the Financial Conduct Authority and licenced in relation to the undertaking of a range of investment activities by the Institute and Faculty of Actuaries (known as ‘non-mainstream regulated activities’).
We are included on the register maintained by the Financial Conduct Authority so that we can carry on regulated activities (including insurance mediation activities which is broadly the advising on, selling and administration of insurance contracts). The register can be accessed via the Financial Conduct Authority website at https://www.fca.org.uk/register.
If we recommend a contract of insurance (not being a contract of large risk or of reinsurance) we will do so on the basis of a fair analysis of a sufficiently large number of contracts of insurance which are available on the market.
To enable us to provide you with a proper service there may be occasions when we will need to contact you without your express permission concerning investment business matters. For example it may be in your interests to consider a transaction in a particular investment and we would wish to inform you of this. It may also be appropriate for us to suggest you should seek the advice of an alternative authorised third party. We may therefore contact you in such circumstances. We shall of course comply with any restrictions you may wish to impose which you notify to us in writing.
If you have any complaints about our service in relation to non-mainstream regulated activities, you should follow our complaints procedure set out above, which is available on request. You should note that the Institute and Faculty of Actuaries has not established a Compensation Scheme for investment business purposes and you will not have access to any Compensation Scheme operated by the Institute and Faculty of Actuaries in the event that we are unable to meet claims against us in respect of non-mainstream regulated activities and there are no alternative redress procedures in place for any of our clients. If you feel that a matter requires addressing and that redress may be due, you should contact Neil Mitchell in the first instance.
We do not have any holding, direct or indirect, representing more than 10% of the voting rights of the capital of an insurance undertaking and no insurance undertaking or parent of an insurance undertaking has a holding, direct or indirect, representing more than 10% of the voting rights of the capital of the firm.